RVing in the beautiful landscape of Minnesota is an adventure like no other. However, before hitting the open road, it’s crucial to ensure that you have the right RV insurance coverage. At SouthPoint Insurance Agency, LLC, we are here to help you understand just what coverage you need.
Types of RV Insurance Coverage
Just like auto insurance, RV insurance provides basic coverage options such as liability, collision, and comprehensive insurance. However, RV insurance coverage expands beyond that, offering additional options for full-timers coverage, personal belongings coverage, and emergency expenses coverage.
Insurance Coverage requirements in Minnesota
Minnesota law requires RV owners to carry liability insurance. This policy provides coverage for bodily injury and property damage that you may cause to others in an accident. It’s important, however, to consider more comprehensive coverage to protect your investment and ensure peace of mind.
Full Replacement Cost Coverage
With this option, your RV is covered in case of a total loss due to theft or accident. This coverage ensures that you can replace your RV with a new model of similar quality, keeping depreciation out of the equation.
Vacation Liability Coverage
When your RV is parked and being used as a vacation home, this coverage provides liability for bodily injury and property damage that occur around your RV.
Secure Your Adventure with SouthPoint Insurance Agency, LLC
At SouthPoint Insurance Agency, LLC, we can assist you in evaluating your RV insurance needs and provide you with tailored policies. Locally operating in Minnesota, we truly understand the needs of our fellow Minnesotans living the RV lifestyle. Reach out to us today to get started protecting your home on wheels.
